Selecting the Right Health Insurance Plan
Open enrollment season can feel daunting – unfamiliar terminology, predicting upcoming health needs, and decision deadlines – consider these tips as you determine what’s right for you and your family:
- Find reputable sources of information:
- If insurance is offered through your employer, reach out to Human Resources.
- Compare plans and health benefits offered through the Affordable Care Act Marketplace at Healthcare.gov.
- Medical Assistance (MA) is Minnesota’s Medicaid program available to individuals or families with low or no income. To learn more about eligibility and enrollment, visit Medicaid.gov.
- Medicare is a federal health insurance program created for people over 65 or certain people with disabilities. Learn more at Medicare.gov.
- Learn the terminology – check out healthcare.gov for a comprehensive glossary.
- Estimate how much care you’ll need by reviewing your potential needs (starting a family, allergy testing, hearing aids, etc) and considering recommended exams and screenings (colonoscopy, lung screening, etc).
- Some plans restrict the hospital, clinic or healthcare professionals you can see. If you want the expertise of Mayo Clinic and Mayo Clinic Health System, look for a plan that includes it in its choices.
- Look for value-added benefits, like free health assessments, tobacco cessation counseling, virtual care or nurse advice.
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Connecting our community to health and well-being:
Much of one’s health and well-being happen outside the walls of our buildings and we’re working to make a measurable difference by connecting our community to free or low-cost programs and services.
Journey to Wellness
Each month, learn about a different aspect of healthy living. Register to begin this free, self-guided program.
Free and Reduced Cost Help
If you need resources such as food, housing, transportation, or social services, the findhelp.org website connects you with your specific needs, close to home.
Please note findhelp.org is not a Mayo Clinic product or service. Services listed in the findhelp.org database are submitted by community organizations and verified by findhelp.org’s team.
